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Documents required for Land Purchased Loans

Written by: Rajinder Dogra

For approval of loan

a) Common for all applicants:

1. Allotment letter of the development authority. 2. Copy of approved drawings of proposed purchase. 3. Agreement for sale/sale deed from architect/engineer for the property to be purchased. 4. If you have been in your present employment/business or profession for less than a year, mention details of occupation for previous 5 years, giving position held, reasons for change and period of the same. 5. Applicable Processing Fees.

6. Any other information regarding your repayment capacity that is necessary and will assist the financial corporation in assesing the case.

b) Furthermore,

For Employed Individuals:

1. Latest salary slip/salary certificate showing all deductions.

2. If your job is transferable, permanent address where correspondence relating to the application can be mailed.

3. A letter from your employer agreeing to deduct the monthly instalment towards repayment of the loan from your salary. This will expedite the processing of your loan application.

For Self-Employed Individuals:

1. Balance Sheets and Profit & Loss Accounts of the business/profession along with copies of Individual Income Tax Returns for the last three years certified by a Chartered Accountant.

2. A note giving information on the nature of your business/profession, form of organisation, clients, suppliers, etc.

This article is sponsored by: www.indiarealestateblog .com

About the author:

We are in real estate blog and wants to provide more information about india real estate


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