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Faxless Payday Loans - How to Secure A Personal Loan In An Emergency

Written by: Delia Galley

If you've been through a foreclosure, bankruptcy or divorce - you've noticed that your credit score has taken a dive. When you apply for a loan, be it a car loan, home loan or personal loan - creditors look at your FICO score. Your FICO score is an indication of how you've handled lines of credit in the past. If a creditor sees a low credit score, they view you as a credit risk. In other words, they will not want to extend you a loan.

Fortunately, faxless payday loans or no fax payday loans allow you to secure up to $1,500 with little or no qualification requirements.

What is a payday loan?

A payday loan is a cash advance that is secured by a personal check that you provide to the lender. For example, if you want to borrow $100, you write a check to the lender for $110. The lender agrees not to cash the check until sometime in the future.

Requirements

Most faxless payday loan lenders, require you to be employed with the same employer for about 3 months and also have a bank account.

What to look for

1. Faxless payday loans lenders. These lenders will give you a loan without a hardcopy loan application. No fax is required. Everything is done online. This is a very useful feature, when you need a fast loan.

2.Quick Approval Time Frame. Find a lender, who can approve your loan in no more than 24 hours. For obvious reasons, this ensures that you meet your financial obligations on time, without incurring any penalties.

3.No Credit Check. This means that the lender can process the loan fast. It also means that there are no inquiries against your credit report. This is especially important, if you have a low credit score already and do not want to incur any additional penalties to your credit score.

Access a list of faxless payday loans lenders and reviews on each lender.

About the author:

Visit www.poorcreditgenie.com for free resources on how to raise your FICO score and eliminate credit card debt. Also find the list of faxless payday loans lenders and reviews on each lender.


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