Government Student Loan Consolidation: Is It The Solution For
Students across the country are jumping on the government
student loan consolidation bandwagon. And for good reason!
Whether you are still in school, a graduate, unemployed or
comfortably employed you can save thousands through a government
student loan consolidation by locking in record low interest
rates before they go up.
If you need to reduce your monthly student loan payments by
extending the amount of time you have to pay your debt, a
government student loan consolidation may be the solution for
If your loans are in default you may still reap the benefits of
a government student loan consolidation. Benefits include
protecting your credit rating, saving money by locking in lower
interest rates or lower monthly payments.
On the other hand, a government student loan consolidation may
not be the answer for you if you're nearing the end of your
repayment term. There's not a lot of 'cents' in spending your
valuable time rearranging your loan portfolio, especially if it
means extending the amount of time you have to pay off your
debt. If you can manage your existing monthly payments stick
with it because you will save money over the long term.
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