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Government Grants and Loans

The United States Government allocates billions of dollars every year for government grants and loans. These government grants and loans are awarded to small business owners, minorities, for education, housing and many other pursuits. Finding government grants and loans will take a considerable amount of effort on your part, but those who take the time to educate themselves about government grants and loans will find the rewards more than satisfying.

Applying for government grants and loans is highly competitive. The application process is meant to weed out the deserving from the undeserving. And most of those active grant-seekers hire full-time employees to overlook the application process and implement the grant project.

There are several sources to consider when searching for government grants and loans. The first and most important source for identifying government grants and loans is the government's own Catalogue of Federal Domestic Assistance. (CFDA). The CFDA provides a listing of free government grants and loans. Grant information is available by category, topic and key words. Eligibility requirements are listed for all grants to determine if you qualify for them.

The U.S. government's grants.gov website is another good place to start. Grants.gov is a heavy-hitter grant website that offers over four hundred billion dollars each year in government grants and loans. It is a government requirement that all Federal competitive grants be listed on this website. Online you will be able to view grant opportunities from all federal agencies. The site offers a free sign up for notification of future government grants and loans and as an added bonus has an automated application and approval process.

Finally, you can search the internet for government grants and loans. Be careful though when taking this route. There have been plenty of fraud cases where people are promised free money just for an application. If you come across a website promising to help you find government grants and loans make sure to look and see if they back their product with a money back guarantee or free trial period. Any reputable business will have no problem doing this. If they don't move on.

The government does not just hand out government grants and loans. They want it to be used for specific purposes with an end result. In your grant proposal you must clearly state your goals and intentions for the grant. This is an important task. If your proposal does not meet their requirements your request will be denied. Keep in mind that not all government grants and loans are available throughout the year. That means as an applicant you need to be aware of any deadlines for a loan or grant you are interested in obtaining.

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