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"No Win...No Pay...No Risk" Lawsuit Loans Bridge Financial Gap Injuries Leave Behind

Written by: Kari E. Gray

"No one pays much attention to how a person who has been injured is going to live while waiting for a case to go to trial. The legal system tends to put people who cannot afford to wait for their money at a disadvantage." - Boston Bar Association Ethics Committee Chairman, Gerry Cohen

With these words millions of U.S. consumers every year find out 1st hand the truthfulness of Mr. Cohen's assessment of the legal and the insurance system. "It's a painful experience one I hope I never have to endure again" describes litigant Kari Spears regarding her dealing with the insurance company liable when she had an auto accident in 1997. The "extreme financial hardship & pressure we endured can be described as a nightmare for my children and I as we lived a total life change in one evening."

Many litigants describe their experience as "being left out to dry by the insurance industry" and one of being "no one cares how much suffering we really experience." The costs injured plaintiffs sustain are far more than the actual pain and suffering, as Spears states, "injuries affect everything including your standard of living, you just can't maintain the same earnings after an accident vs. prior to one. Then throw in future credit and borrowing and you begin to know the real long term side effects no one takes into consideration."

Is there a solution? 1st Choice Funding says so as it has taken the "bull by the horns" by offering litigants nationwide the opportunity to have cash in hand now, when plaintiffs need it most vs. when settlement finally occurs. The program is called "No Win...No Pay... No Risk" Lawsuit Loans, and this innovative program puts litigants in the position to receive cash prior to settlement with no credit, no employment, no monthly payments, no collateral, and no risk for repayment if a case is not successfully litigated.

"No Win...No Pay... No Risk" Lawsuit Loans are unheard of from traditional banking approaches to lending money conventional lenders agree. "1st Choice Funding's Lawsuit Loans aren't really loans at all and that's why conventional approaches aren't how we make determinations for funding" said company president Timothy S. Gray, "lawsuit loans are what consumers call them but in reality what they are advances made on future settlement, and that's something conventional lenders just don't understand."

"No Win...No Pay...No Risk" Lawsuit Loans are an answer to many prayers as litigants who have seized the opportunity are no longer forced into early settlement due to financial hardship. A lawsuit loan can mean the difference in thousands of extra dollars at the time of settlement for litigant and their attorney because time is money, and money staves off the insurance companies stall tactics.

Make no mistake delayed settlements are no coincidence; the insurance industry has capitalized on the added profits obtained from the interest earned time generates as well as what settlement for pennies on the dollar does for their bottom line when litigants are forced into financial hardship.

To find out more about this innovative service, log onto the company website at http://1stchoicefunding.com and see for yourself what innovation at work can do in providing millions with a long past due financial remedy.


About the Author

Kari E. Gray is a 20 year veteran senior financial consultant for 1st Choice Funding. During her career Ms. Gray has generated tens of millions in funding and for clients, while simultaneously saving tens of millions in operations for other clients. As the senior advisor to the firm Ms. Gray has spearheaded innovative financial solutions for clients who include business, industry, plaintiffs and attorneys looking for financial solutions.


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