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Why you should get a Cash Advance or Payday Loan!

Written by: Brett Williams

There are pros and cons to getting a Cash Advance. Cash Advances are not for everyone. They can be very expensive, especially if you end up using them as long term financing. Fees usually run $20 - $30 per $100 borrowed, making annualized rates often well over 500%. But that is not the whole story.

One legitimate use is to combat Bank Overdraft Charges. A line of credit at a legitimate Payday Lender, can save hundreds of dollars a year, by buffering bounced checks. If you overdraft a traditional bank account you will pay between $20 - $33 for each check that bounces. It is common to see three to five checks bounce for an overdraft of only $50. That can cost you $165 in overdraft fees - and you only overdrafted your account $50.

Get a $100 Cash Advance that will cover your checks until your next payday and you'll pay $20 to protect from a $165 loss, a savings of $145. That is why so many people are turning to the Cash Advance for help and "Why you should get a Cash Advance or Payday Loan!"

Check out Cash One for fair and reputable Cash Advances at http://www.cashone.com/
About the Author

Master Degree in Finance - Worked in the industry since 1976.

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